Prerna Financial and Investment Solution Pvt Ltd has established in Sep 2021 Delhi based Private limited company, It provides banking solutions rotary investment specifically for people who are traditionally left out of the finance space. With all types of income group people and corporate, MSME, low-income, under-the-table workers can create savings accounts, open lines of credit, get insurance and invest in the stock market. Leveraging machine learning, the platform can calculate users’ credit and spending patterns to provide customized financial assistance where they need it. The Delhi-based company says it has various and types of customers.
Prerna Financial and Investment Solution Pvt Ltd provides financial services to unbanked or underbanked people, enabling them to ,Investment, deposit and borrow money, pay bills and manage their expenses on one app and web.
Commitment to transparency and customer satisfaction.
We provide mobile and web based as well as bond of investment or deposit and all terms and conditions has been mentioned.
Prerna Financial and Investment Services Pvt Ltd is committed to upholding the highest ethical standards in its operations to foster trust, ensure transparency, and protect the interests of its members.
Transparency
uEnsures the clear disclosure of all terms and conditions of its Rotary Investment, including subscription amounts, dividends, and penalties.
uThe company provides accurate and timely information regarding member contributions and payouts.
uProper records are maintained to ensure clarity and accountability in all transactions.
Compliance with Regulations
Prerna Financial and Investment Services Pvt Ltd operates in full compliance with the
Company Act, 1982, and other applicable laws and regulations.
The company is registered with the relevant authorities and has obtained all necessary licenses.
It strictly adheres to Know Your Customer (KYC) norms to meet regulatory requirements.
Fair Practices
Prerna Financial and Investment Services Pvt Ltdavoids fraudulent practices, misrepresentation, and deceptive advertisements.
All members are treated equally, ensuring fairness and avoiding favoritism or exploitation in any form.
Financial Prudence
The company maintains sufficient reserves and liquidity to meet its obligations without delay.
The company invests funds responsibly to ensure financial stability and refrains from engaging in speculative or high-risk financial activities.
Integrity and Accountability
Prerna Financial and Investment Services Pvt Ltd handles member contributions with the utmost integrity, ensuring that funds are neither siphoned off nor misused.
A robust system of checks and balances is in place to prevent fraud and embezzlement.
The company conducts regular audits and publishes results for member scrutiny.
Confidentiality
Prerna Financial and Investment Services Pvt Ltd prioritizes protecting the personal and financial information of its members.
Member data is never shared or misused for unauthorized purposes.
Customer Support
Prerna Financial and Investment Services Pvt Ltd has established an effective grievance redressal mechanism to address member complaints in a timely and efficient manner.
The company provides assistance and guidance to members facing challenges, ensuring they receive the necessary support.
Social Responsibility
Prerna Financial and Investment Services Pvt Ltd actively promotes financial inclusion by offering fair opportunities to small savers and underserved communities.
The company is committed to avoiding any practices that exploit vulnerable individuals.
Prohibition of Unethical Practices
Prerna Financial and Investment Services Pvt Ltd strictly refrains from coercive recovery practices or any unfair treatment of its members.
The company does not engage in collusion with external entities to gain unfair advantages against its members.